Credit Calculator

Calculate your monthly loan payments quickly and easily

$

100.000,00 €

%

5.00%

Months

30.0 Years

Monthly Payment

536,82 €

per month

Total Cost

193.255,78 €

Interest: 93.255,78 €

Calculation Details

Loan Amount:100.000,00 €
Interest Rate:5%
Loan Term:360 Months (30.0 Years)
Monthly Payment:536,82 €
Total Interest:93.255,78 €
Total Amount:193.255,78 €

How Does Our Credit Calculator Work?

Our free credit calculator is the ideal tool for anyone who wants to quickly and transparently calculate their loan costs. With just a few inputs, you get an accurate overview of your monthly payment, total interest, and total loan costs.

Proper Loan Planning with Our Calculator

Whether you're considering a home loan, auto financing, or a personal loan – our credit calculator helps you properly assess the financial burden. Change the loan amount, interest rate, or term and see in real-time how your monthly payment changes.

Transparent Calculation Without Hidden Fees

Our tool offers complete transparency: you see exactly how much interest you'll pay over the entire loan term. No hidden fees, no surprises – just precise mathematical calculations based on the standard annuity loan method.

Why Should You Use the Credit Calculator?

  • Fast Calculation: Get all relevant data in seconds
  • Flexible Parameters: Play through different scenarios
  • Accurate and Reliable: Calculated using the standard annuity loan method
  • Free and Anonymous: No registration, no data collection
  • Mobile Optimized: Works perfectly on all devices

Important Notes About Loan Calculation

Please note that our credit calculator does not account for additional factors such as fees, insurance, amortization portions, or variable interest rates. The displayed values are therefore estimates only. For binding information, please contact your bank or a financial advisor.