Women and Money: 10 common mistakes
Women and money - not an easy alliance. We do not know how to deal with earned by their own labor bills. We can not demand higher wages and increase their capital.
We are already plagued by irrelevant half-century stereotypes: "Money, business, career - all this" male game ", it's up to you ..." What bugs are harassing women in their relationship with money and what should be avoided if the financial independence is one of your goals?
1. Stereotypes
You yourself can make a list of stereotypes that are instilled in you from childhood and throughout life. Starting with the fact that men's business - money and mammoths, and a woman - borscht and children, ending with the conviction that only a man can wisely invest. In today's world, earning both, and since you have brought the workbook, if you please make the most profitable and efficient. Women's work - to create comfort, but not to score his lovely head too serious things.
2. Waiting Prince
Many young women perceive work as a temporary phenomenon. They live peacefully and easily spend the entire salary on clothes and makeup and just waiting on the horizon appears a noble prince and provide them with all necessary. Here are just fewer in the world of voluntary donors, and increasingly men's eyes fell upon a successful woman.
3. Indulgence of the male ego
I do not know you, but I tried to convince hundreds of times that I do not know what I say. What do women untenable in financial matters. What is woman's business - to create comfort, but not to score his lovely head of these things too serious. We walk on tiptoe around the complex so afraid to address the vulnerable male ego, we instruct the man takes care of all their finances. Are you sure that he take care of the hard-earned better than You?
4. Cohabitation without discussion of financial issues
Compile the contract of marriage in our country - a bad tone. Discuss with your partner allocation of responsibilities and management of family finances - is nonsense, and the valley of matter. It may be so divorced, abandoned woman is often left without means of livelihood.
5. Ignorance of its financial situation
Do you know how much money in your checking account? How much interest accrues on the bank savings account? What is your credit card debt? How much is your movable and immovable property? While you do not know what is your current financial situation, you can not adequately deal with the funds.
6. Ignoring the financial knowledge
Almost every bank offers free seminars and courses about investing. There are hundreds of books and Internet sites devoted to all aspects of financial activity. Learn all of this is much easier than it seems at first glance, but, having this knowledge, you can be sure of their financial independence. You will be able in any country and any age have as much money as you need.
7. Accumulation instead of investing
Money should be invested, rather than hoard. Money should work, but not slowly melting under the effect of inflation. There are plenty of opportunities to invest their money, no matter how much you earn. Even if a month you will start up in business 1000 rubles, a few years you will meet a decent amount. Do not underestimate even the minimum investment: African-American SJ. Walker, the first woman millionaire in the United States, began with a few cents, working in the cotton fields of the South.
8. Mindless shopping
Women tend to make emotional purchases in such amounts, for which the next day ashamed. An acquaintance of mine, woman of fashion fanatic, said that 8 out of 10 purchased items in a few months can be safely disposed of. They were, in general, are not needed. They were bought under the influence of emotions for the sake of lifting the mood, or simply from boredom.
9. Game for game
Many women completely absent mood to win. Men play for the sake of winning, we - for the sake of participation. Perhaps, therefore, the first bypass us on many points. Tune in to win, to a staggering, giddy success! Think in terms of success, think of yourself as a successful woman. Are you satisfied with mediocre results?
10. Fear of Independence
We believe that self-dependent woman is doomed to loneliness. We believe that financial freedom - a consequence of feminism. What kind of feminism, the right word? Financial freedom in no way detract from your femininity, it simply allows you to independently without long-term expectations of someone else's charity, to create a life, what want.
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